What Scoring Model Does Your Free Credit Score Use?

Is your free credit score worth the price?

Being aware of your credit scores can help you apply for the right credit products. In the immortal words of the 1980s animated G.I. Joe series, “Knowing is half the battle.”

These days, every app and its brother seems to offer a free credit score with just a few clicks, which makes it easier than ever to keep tabs on your scores. But the value of those free scores can vary greatly depending on where they’re from and how they’re calculated.