Americans are accumulating more debt, particularly around student loans, but borrowers in some states are struggling more than others to pay back these loans on time.

Overall, about 44.7 million people have student loans in the U.S. — that adds up to $1.5 trillion in debt and breaks down to roughly $32,731 per person. But while studies show those with a college degree have higher earning potential, this type of debt has the highest delinquency rate in the country, ahead of credit cards, auto loans and mortgages: 9.23 percent.