The average mortgage closing costs, by state

The average closing costs required to buy a home in the US were $5,749 including taxes, and $3,339 excluding taxes in 2019, according to data from mortgage technology company ClosingCorp.

Closing costs are another expense to consider when shopping for a mortgage, or considering buying a house. Your closing costs can add significantly to the amount you need to buy a home, and in an expense that’s separate from your down payment.