LexisNexis® RiskView™ Liens & Judgments Report Delivers New Confidence for Home Mortgage Lenders and Limits Risk

“As we are all aware, as of July 1st, the 3 Credit Bureaus were purging most public record info. Anything that did not contain a SS# and DOB, was being deleted. However, you may be noticing that Public Records, some that were not even reporting previously, are now showing up on your mortgage reports. You may also notice that they are not showing as reported by any of the 3 Credit Bureaus, which would be indicated by a TU, EF, EQ, BX, BQ, TU or some variety of that. They are showing as being reported by “BL”, or some variation of that. The “BL” is code for “Borrower” and “Lexis” See below: